Bank moreland stowensboro kyงาน

...offer features that require user accounts. - Contact form: To facilitate communication between users and the site administrators. Additional features I need: - Gift vouchers: The ability to create and issue gift vouchers on the site. - Charity vouchers: Similar to gift vouchers, but specifically for donations to chosen charities. - Deposit funds in bank: A secure system that allows users to deposit their earnings from recycling into their bank accounts. Ideal skills and experience: - Proficiency in modern web design, including e-commerce features. - Experience in developing user account systems and secure transaction processes. - Understanding of environmental initiatives and recycling concepts would be a plus. Please reach out if you have relevant experience and can ...

I'm seeking a talented web developer to create a user-friendly, professional and corporate styled website from scratch for a charity. The primary objective of the website is to collect donations, hence, a reliable and secure payment system is crucial. The payment methods should facilitate: - Credit Card Payments - Direct Bank Transfers While the website can be a single page, it must be designed to look professional, yet be simple for visitors to navigate. Ideal candidates for this job are those with: - Proven web development experience, particularly with charity websites - Expertise in creating secure online payment systems - A keen eye for professional and corporate design - A track record of creating user-friendly interfaces - Respect for budgetary constraints Your...

...contacts). You need to make sure that these fields are also displayed in the mobile version of the site and add statement generation for these fields. * Set up the generation of a report (pdf file, form will be provided), which displays information about which users did not pay the bills of the previous month * On the 1st day of each month, files must be generated in Excel and XML-Format with the bank data entered by the contractor during registration and the amount to be paid from the account. One file for all users (form will be provided). * Fix the code when sending an E-Mail to the user at the time of invoice generation. Now email is sent many times in a row per day, it should be 1 time * Add one more page to the artist registration form, where you will be able to select ...

As the client for this project, I'm seeking a skilled developer for an effective e-commerce website that handles both physical and digital products. This site needs to be specially developed for seamless bank transactions. Key requirements include: 1. Capability to list and sell both physical and digital products 2. A secure system for processing bank transfer payments 3. Immediate project commencement with swift completion Strong applicants should come with experience in e-commerce website development, payment gateway integration (specifically for bank transfers), and efficient project delivery capabilities. Familiarity with both physical and digital product catalogs is crucial for this job.

...financial loss to a customer. The research will be used to support a court case that we're preparing. Key Requirements: - Research Focus: The research should be centered around finding legal cases where banks have been held liable for negligence leading to financial loss for the customer. - Outcome: The ultimate goal is to obtain detailed information that can be used to build a strong case against the bank in question. Ideal Freelancer: - Legal Research Expertise: A background in legal research and a good understanding of banking law would be very beneficial for this project. - Attention to Detail: The freelancer should be meticulous in their research, ensuring all relevant information is accurately gathered. - Strong Writing Skills: The ability to present complex legal i...

I'm in need of a skilled bookkeeper who's proficient in Xero. The ideal candidate will have experience handling a variety of tasks, including: - Invoicing and payments - Expense tracking - Payroll processing I have 2 bank accounts that require reconciliation. The perfect freelancer for this job will have a comprehensive understanding of accounting principles and be able to manage bookkeeping tasks with precision and attention to detail. Please highlight your experience with Xero in your proposal.

I need a Flash Fund app designed specifically for the Android platform. Which can send fake funds to any bank account and finally disappears over a particular period of time

Hi Muhammad Umair M., I noticed you posted a following project ( https://www.freelancer.com/projects/php/Bank-Alfalah-Gateway-Integration-for/details )

...not paid for 30mins of travel time to and from work, the employees tell me what time they left home, arrived at site, left site and arrived home. - Standard hours are 08.30-17.00 Mon-Fri with a 0.5hour unpaid break and a 0.5 hour unpaid break if working over 12 hours. Overtime is paid at 1x between 06.30 and 18.30 Mon-Fri and 1.5x between 18.30 and 06.30 and on weekends. Overtime is paid at 2x on bank holidays and if urgently required last minute. Ideal Skills and Experience: - Proficiency in Excel with a strong understanding of complex calculations and formulas - Previous experience in creating similar spreadsheets for payroll or HR purposes would be highly advantageous - Attention to detail is crucial to ensure the correctness of the calculations The successful candidate will...

Create an small ecommerce for selling tours in different locations with a landing page, a city page, tours (integration with an existing wp plug in from another system), a cart page and integration with a payment method with our bank (plug in with woocommerce)

Website needs to be upgraded in terms of design and improve how product photos are presented. See attached current website. Additional photos need to be added from image bank. Website has to optimise speed of photos display. Website has to be online before Sunday 21st April 2024

We need someone with experience in supabase and react native/expo, the main task is develop the business logic that we need in the app. Features: Authentication Post Post detail Post filter Create offers for those post List of offer...app. Features: Authentication Post Post detail Post filter Create offers for those post List of offers and filter View users profile and info List of transaction's Invoices list and detail Wallet like system (deposit and withdrawal) List of tables and columns: Profile, 9 columns Homework, 10 columns Offers, 4 columns Review, 6 columns Invoice, 10 columns Wallet, 7 columns Transactions, 8 columns Bank list, 4 columns Subjects, 4 columns The app is done in react native, we have the project with all design implementation, just need to integrate w...

I'm in need of a skilled professional to conduct a thorough financial analysis for my bank. My primary goal is to identify growth opportunities within our current operations. Key Responsibilities: - Perform a comprehensive financial analysis of our bank's operations - Identify any potential growth opportunities based on the analysis - Present your findings in a clear and concise report Ideal Skills and Experience: - Proven experience in financial analysis, specifically within the banking industry - Strong understanding of financial markets and banking operations - Excellent data analysis and interpretation skills - Proficiency in using Python to analyze financial data - Ability to think strategically and identify opportunities for growth - Experience in company&#...

...schematic, connecting it to the appropriate interfaces on the RK3588 SoC and providing necessary power and antenna connections. 8. Power Connection via USB Type-C and Portable Battery Powerbank: - Connect the USB Type-C power connector(s) to the power input circuitry, ensuring proper power delivery and protection. - Include circuitry to switch between power sources (USB Type-C and battery power bank) as needed, with appropriate voltage regulation and power management. 9. RGB LEDs: - Integrate the RGB LEDs into the schematic, providing connections for power, ground, and control signals. - Include circuitry for programmable control of the LEDs, possibly using PWM signals from the RK3588 SoC or an external microcontroller. When designing the schematic, be sure to foll...

I'm seeking a seasoned trader with in-depth experience in Index Futures and Options Trading. The goal is to maximize my capital by at least 60/70% a month. Here are some key aspects ...month. Here are some key aspects of the project: - **Skills Needed**: The ideal candidate should have strong capabilities in technical analysis, risk management, and algorithmic trading. - **Involvement**: I prefer a hands-on approach to the trading process, where I'm actively involved in decision-making. - **Markets**: The trading focus will be on Stock indices, with particular interest in Bank Nifty, Nifty, and Finnifty indices. Overall, I'm looking for an expert who can help me make informed trading decisions, manage risks effectively, and ultimately boost my capital signific...

...Alliances, Download) • Home Admissions (Online Admission Form, Official Representatives) • Departments (Academic Index, Code of Conduct, Faculty, Hospitals) • Publications • Press gallery. • Contact • Student Login • Parent Login • Consultant Login • Staff Login • Admin Login • Want to be a partner. 1. Student Login: 2. Login 3. Fee Details 4. Marks 5. Fee Receipt upload • Paid at College • Paid at Bank 6. Notifications 7. Graphical Representation 2. Parent Login: 1. Login 2. Fee Details 3. Student Grades 3. Consultant Login: 1. Login 2. Fee Details 3. Student Grades 4. Staff Login: 1. Login 2. Fee Details 3. Student Grades 4. Account Section 5. Attendance and Marks details 6. Accounts (Transactions Section) 7. ...

...contacts). You need to make sure that these fields are also displayed in the mobile version of the site and add statement generation for these fields. * Set up the generation of a report (pdf file, form will be provided), which displays information about which users did not pay the bills of the previous month * On the 1st day of each month, files must be generated in Excel and XML-Format with the bank data entered by the contractor during registration and the amount to be paid from the account. One file for all users (form will be provided). * Fix the code when sending an E-Mail to the user at the time of invoice generation. Now email is sent many times in a row per day, it should be 1 time * Add one more page to the artist registration form, where you will be able to select ...

...platinum from the drop down list as of now. The bidding value will be 1% more than the real time price-Admin fees (2.5%) (This will be functional once the live streaming will start working). So as such no extra work is needed in it. The locking period is 3 working days. It can be checked on the admin as it is already functional. (Just need to check) The sales amount to be transferred to the miner’s bank account manually and once the payment is done admin should update that on the miner’s table which would show the process as completed on both admin and miner dashboard.

...looking for an experienced freelancer to integrate the Bank Alfalah payment gateway into my existing WordPress website. The primary goal is to allow my customers to make payments through various methods such as credit cards, debit cards, and net banking. Key requirements and responsibilities include: - Integrating the Bank Alfalah payment gateway seamlessly into my WordPress site - Ensuring that the payment process is smooth, secure, and user-friendly - Implementing the necessary features for accepting credit cards, debit cards, and net banking payments - Providing testing and debugging support to guarantee the integration works flawlessly The ideal candidate should have: - Proven experience with payment gateway integrations, preferably with Bank Alfalah - Strong...

I have a critical requirement for a research team equipped with the essential knowledge and experience in Crypto trading. My project means to delve deeply...to delve deeply into the world of trading platforms like OKX, Binance, Bybit, KuCoin, TRX, and more. My field of work is in cryptocurrencies, specifically buying cryptocurrencies through bank transfers and selling them in the Middle East. I need a research team to search trading platforms such as OKX, Binance, Bybit, KuCoin, TRX, etc. They should search in P2P markets for people who can sell me cryptocurrencies in reasonable quantities and at a fair price. They should communicate with them and then gather information about the seller's country, currency, daily selling capacity, and whether they accept bank transfe...

I am seeking an experienced graphic designer to produce a set of 20 finance-related icons for a mobile application. These should...and attractive style suitable for a finance app. Ideal skills and experience: - Expertise in icon design - Experience with, and understanding of, the principles of designing for mobile applications - Familiarity with finance-related imagery - Capable of producing both animated and flat icons Specifically, the icon set should include, but not limited to: - Home icon - Cost & revenue indicators - Bank and account icons - Transaction icons - Budgeting and saving icons - Setting icon and more These icons should align with the existing design language of the app and improve its overall user experience. The final product needs to recognisable and visua...

I'm in need of an experienced freelancer who can effectively perform data entry tasks involving financial data. While the specific type of data has not been specified -- it could range from invoices and expense reports to bank statements -- the chosen professional should exhibit versatility and aptitude in working with various forms of financial data. Key Requirements: - Proficiency in Excel: You'll need to be well-versed in using Excel for data entry tasks. - Background in Finance Data Entry: Experience or relevant knowledge in finance data entry is crucial. This ensures you can deliver accurate results. To apply, offer a detailed approach on how you would tackle this project. Also, provide evidence of your past work as well as your experience in the field. This will as...

...create an e-commerce site specifically for selling automotive diagnostic tools. The site should have the following features and functionalities: - Product Listings: The product listings should include detailed specifications of the diagnostic tools. This should include variant options with checkboxes for multiple attributes. - Payment Methods: The site should support Credit cards, PayPal, and Bank Transfer as payment methods. Ideal candidates should have proven experience in e-commerce site development, particularly in the automotive industry. Strong understanding of web development, e-commerce platforms, and payment gateways is a must. Currencies in USD and EUR Check word document for full completing all the tasks will not accept the project. The website for now is

...errors can lead to stress and financial penalties. Introducing GCC TAX GPT- GCC TAX GPT utilizes the power of Generative Pre-trained Transformers (GPT) to become your intelligent tax assistant. Here's what it will offer: Automated Data Entry: GCCTAX GPT will be trained on vast amounts of tax data, enabling it to automatically extract relevant information from financial documents like receipts, bank statements, and investment records. This eliminates manual data entry, saving users significant time and effort. Personalized Tax Guidance: GCC TAX GPT analyzes a user's financial situation to generate personalized tax recommendations. It identifies potential deductions and credits, ensuring users claim every benefit they deserve. Error Reduction: GCC TAX GPT's abili...

...auctions effortlessly. - Product Categorization: Products should be easily categorized according to type, price, or other relevant attributes to enhance user experience. - User Registration/Login: Seamless registration and login processes are key to attracting and retaining users. The platform should ensure that this aspect is user-friendly and secure. - Payment Integration: I'm looking to integrate Bank Transfer as the primary payment method. The system should be able to handle payments securely and efficiently. Ideal skills and experience for this project include: - Proficiency in developing auction platforms or similar E-commerce systems - Strong understanding of user experience and interface design - Knowledge of secure payment gateway integration - Experience with mult...

I'm seeking a Google Sheets expert to assist me with creating a dynamic client database with a functional search button and also save and modify button . Key tasks will include data analysis, spreadsheet automation, and formula creation. The database needs to store specific information like client name, accountant name, bank names, and sort, amongst others. Ideal freelancers should have extensive experience in Google Sheets with a knack for complex formula creation and automation. Strong data analysis skills will also be useful for this project. Familiarity with creating searchable databases is highly desired.

a cryptocurrency exchange platform where users can deposit funds from external sources, such as other networks or bank servers, and have them automatically converted into the native currency of your platform. Once the funds are deposited, users can access them within their wallets on your platform. Essentially, your platform acts as an intermediary for converting and storing funds in various forms of cryptocurrency. Is that what you're envisioning?

...offer advice and recommendations on how to best proceed with the dissolution and tax filing. While it's not necessary for you to handle every step, your guidance is vital to ensure I can navigate this process with clarity and confidence. • Records: Most transactions are quite straightforward to categorize. All contractors are foreign nationals and their payments are tracked on and from our bank account. • Documentation: All essential receipts are in my possession, but they are currently disorganized. I will need your assistance in putting these in order so that nothing falls through the cracks. • Skills and Experience: Proficiency in accounting and tax law is required. A proven track record in concluding LLCs and managing tax matters would put you at the ...

I'm looking to design and implement a unique cryptocurrency platform, where funds can be uploaded from another network such as a bank. The primary focus is to create a functional system that can effectively transfer these funds into autamix coins. Key Features: - Payment Integration: The platform should primarily support cryptocurrency transactions. - Interface Design: This was not specified. Therefore, a solution offering both mobile and desktop-oriented design would be ideal for accessibility. - Security Measures: I did not specify the security protocol to use, however, designers should integrate latest industry standards to ensure the protection of user data and transactions. Ideal skills and experiences: - Extensive experience in cryptocurrency platform development -...

...Export the video Export the video from your editing software. Send the files over to me. - Payment: I would like to pay outside of upwork, since this will result in less fees for both parties. Starting payment would be 1$ per minute of completed video. So let's say that you record, edit, export a video that proceeds to be a 5 minute video: your payment will be 5$. I am able to pay via SEPA (Eu bank transfer), Crypto, Paypal. Payment and workload can be increased if there's great excellence in the job. Here are some example video's that you could possibly create: - - - - -

I'm looking for a skilled web developer and designer to create a comprehensive e-commerce website for my food products business. - The website should be designed to accommodate the sale of snacks, beverages, bakery items, honey, and pollen. - Customers should be able to make payments through a variety of methods including Credit card, PayPal, Bank transfer, UPI, Phone Pay, Gpay, Amazon pay, and Debit card. The ideal candidate for this project should have a strong background in e-commerce website development and design, as well as a good understanding of payment gateway integration. Experience in the food industry would be a plus, but not a requirement. Please provide previous work samples or references in your proposal.

I'm in need of a representative who can handle my cheque submission task and submit it to a bank, as I cannot handle it myself. - The task involves: - Receiving the cheque (which will be sent to you via mail or courier) - Submitting the cheque to a local bank The job needs to be done only once. I'm not looking for someone located in a specific place, as long as you're in the USA. Ideal candidates for this job should have: - Strong communication skills - Basic financial knowledge, specifically about cheque handling - Trustworthy and reliable, as you will be handling money

I'm seeking a skilled web developer to create a robust, user-friendly travel and tourism website, primarily focused on holiday packages. The website should include: - An...skilled web developer to create a robust, user-friendly travel and tourism website, primarily focused on holiday packages. The website should include: - An online booking system for seamless reservation experiences - Interactive map showcasing major tourist attractions - A section where customers can leave reviews and ratings for each package Payment features should accommodate Credit/debit cards, Bank transfers, and UPI payments. The website's primary language will be English. Expertise in interactive website design, secure payment gateway integration, and SEO optimization would be ideal for accompl...

...contacts). You need to make sure that these fields are also displayed in the mobile version of the site and add statement generation for these fields. * Set up the generation of a report (pdf file, form will be provided), which displays information about which users did not pay the bills of the previous month * On the 1st day of each month, files must be generated in Excel and XML-Format with the bank data entered by the contractor during registration and the amount to be paid from the account. One file for all users (form will be provided). * Fix the code when sending an E-Mail to the user at the time of invoice generation. Now email is sent many times in a row per day, it should be 1 time * Add one more page to the artist registration form, where you will be able to select ...

...streamline your bank reconciliation process and provide insightful financial analysis? Look no further! I offer comprehensive bank reconciliation services tailored to your business needs. Services Offered: Bank Statement Conversion: Convert PDF bank statements to Excel format for easy analysis and reconciliation. Expense and Income Categorization: Thoroughly categorize expenses and incomes to provide a clear overview of your financial transactions. Bank Reconciliation: Reconcile your bank accounts with your financial records to ensure accuracy and identify discrepancies. Profit and Loss Statement Creation: Develop Excel-based profit and loss statements or create them using accounting software to assess your business's financial perfor...

...the user's full name, email, and contact number, followed by an email confirmation. - Client need to be able to send in information about the machine they want to sell, than our team needs to valorate how much we offer, client has to accept that offer, after offer is acepted client needs to send their machine to our office, when machine arrived we test it, if all OK, we pay the client to their bank account, wich client provides during registration process. If the machine is broken or has errors, we will deny the buy request and it will be destroyed or send back to the client ( if client accept the return shipment he needs to pay a fine of 250€ for shipment cost and time of our technical department ). Design should look professional and in the style of our company webs...

...our online sales. Key Features: - Product search functionality - Product filtering options - Wishlist feature - Price display for authorized users only - Barcode capability - Comprehensive reports - User-friendly payment integration via direct bank transfer The website is expected to host more than 500 products, and the platform needs to be effortless to navigate and manage. The ideal candidate should have a strong background in eCommerce websites and superior knowledge of WooCommerce. Experience with payment integration, specifically direct bank transfer, is a requirement for this project. Your experience and understanding of SEO are critical for driving traffic and ensuring high visibility in search engines. I'm looking for someone who can make things happen quic...

Data Collection Specialist We are seeking a skilled professional to collect crucial data from bank employees in Raipur, Chattisgarh, India. This project involves using Google Forms to gather responses from 11 specific bank officers. Responsibilities: Utilize provided Google Form to collect data from 11 Specific bank officers in Raipur. Obtain a total of 66 responses (6 from each bank) as per project requirements. Skills and Experience: Proven track record in financial data collection. Strong proficiency in organizing and interpreting data. In-depth understanding of financial data and indicators. Application: If you have the requisite experience and skills, please apply with insights into your past successes in data collection. This oppo...

Hello, I am a financial broker from Arnsberg, Germany. My job is to advise people and take them by the hand when it comes to buying their own home. I earn my money by finding the right bank and the right concept for customers and then referring them to the bank in question. I have been working in this field on a freelance basis since 2012. I would like the logo to reflect my personality. I would describe my style as follows: Human, polite, professional but not uptight, easy-going. My brother is a photographer and I would like to use a logo modified by him. I have already created one myself using Word, but it needs to be at least rounded off and professionally edited. However, I am also open to new suggestions and thank you for your input! If you have any questions,...

I am in need of a skilled professional who can reskin my Laravel CodeCanyon Web App (). Budget: $120 1. Install the script on live server, reskin the app and ens...including all API live keys 2. Virtual Dollar Card Feature (e.g ) 3. (Airtime, data, giftcards, utility API). This will include adding more screens for all new features. I will provide the screens. 4. Withdrawal through Admin approval (Flutterwave) 5. Add more deposit API (Flutterwave, Prospa, Paystack, Moniepoint (naira, via issuing virtual bank accounts and API and also BVN verification)) 6. Add multi-level 2FA security in Admin and User, transaction PIN. 7. Add one more add-on script I'll buy later

Can you open me the simplest personal bank account? Not expensive. Thank you.

I'm seeking an experienced bookkeeper for my business. Your primary tasks will include: - Bank reconciliation - Proficiency with QuickBooks - Entering income and expenses - Familiarity with Australian GST practices - Initially require this financial years data to be entered into QuickBooks from Spreadsheet, including suppliers and products. I expect less than 50 transactions per month. Please include your relevant experience in your proposal.

Hi Kusmin K., I am trying to make payment for the Sirhindi Book but freelancer is asking to verify payment method with bank, so i will have to do it tomorrow. I have another book which needs typesetting. the main issue with the book is that it needs illustrations adding and also an index for which i have a list of terms.

Hi Kusmin K., I am trying to make payment for the Sirhindi Book but freelancer is asking to verify payment method with bank, so i will have to do it tomorrow. I have another book which needs typesetting. the main issue with the book is that it needs illustrations adding and also an index for which i have a list of terms.

I am in need of a skilled professional who can reskin my Laravel CodeCanyon Web App (). Budget: $120 1. Install the script on live server, reskin the app...including all API live keys 2. Virtual Dollar Card Feature via API (e.g ) 3. (Airtime, data, giftcards, utility API). This will include adding more screens for all new features. I will provide the screens. 4. Withdrawal through Admin approval (Flutterwave) 5. Add more deposit API (Flutterwave, Prospa, Paystack, Moniepoint (naira, via issuing virtual bank accounts and API and also BVN verification)) 6. Add multi-level 2FA security in Admin and User, transaction PIN. 7. Add one more add-on script I'll buy later

I'm in need of a PHP script to pull bank transaction data from Plaid once a day. This is a simple project and can be very ugly. I will adjust the code once I have the working script. This is what I need. A single page with a button that I can click to "Link Bank Account". This will go through the process that Plaid uses to authorize access to banking data. It should return authorization tokens... Then I need the authorization tokens to be stored in a text file in the same directory. I will re-route these into my database once I have the script. I also then need one single PHP function that can retrieve bank deposits for that linked account. I will adjust the script to pull in whatever deposits I need so for now it can just pull in any deposits. ...

I am looking for a skilled developer to create a web-based fintech application. The main aim of this application is to aggregate bank accounts and provide a unified interface for banking. This project poses several key requirements: - Account Aggregation: The app should be able to aggregate various bank accounts. - Unified Interface: The app should provide a single, user-friendly interface for all banking activities. - Transaction History: The app should offer a clear and comprehensive transaction history feature. Moreover, security is a top priority for this project. I need the developer to ensure that the app is equipped with: - Two-factor authentication - Data encryption - Secure API integrations - Azure Integration - POWER BI Integration - Payment Integration - Yodlee a...

I'm in need of an experienced freelancer with extensive knowledge in QuickBooks Online (QBO) to handle a large volume of financial transactions. Specifically, the task is to reconcile bank, credit card, and PayPal transactions amounting to approximately 3000 transactions for the past 3 years. These transactional data are all available in Excel CSV format. The successful freelancer should be skilled at: - Extracting data from Excel CSVs into QBO - Performing reconciliation processes in QBO - Categorizing transactions accurately into Income and Expenses - Handling a large volume of financial data Your attention to detail and accuracy will be critical to the successful completion of this project. I look forward to working with a trustworthy professional who can ensure the i...

I am looking for a professional who can help me in collecting data from bank employees in Bhopal (M.P) India. Key Responsibilities: - You will be required to collect data from bank employees in Bhopal (M.P) India. - The data you collect must be accurate and complete. You must Collect the data using Google Forms to gather responses from 11 specific banks. You have to utilize the provided Google Form to collect data from 11 Specific bank officers in Bhopal (M.P) India. Obtain a total of 121 responses (11 from each bank) as per project requirements. Location: Bhopal (M.P) India. Ideal Skills: - Experience in data collection and research. - Knowledge of the banking industry is a plus. - Proficiency in local language (Hindi) is preferred.

I'm looking for a skilled web developer to create a website for my motorhome hire business. This platform should offer an easy and intuitive booking service for potential customers. Key Features: - Secure Payment Methods: The website should support Credit card, PayPal and Bank transfer. Users should be able to select their preferred payment method with confidence. - Live Booking Calendar: A key feature of the website should be the live booking calendar. This will allow users to see the availability of motorhomes in real-time and choose a suitable time for their hire. Expectations: - Professionalism: I expect the website to reflect the professionalism and quality of my business. A clean, modern design is essential. - Experience: I'd like freelancers to include their pas...