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I need you to write some content for a website. Cyber Security & its Threats to Banking Industry Cyber security or computer security is the way to protect the computer data from theft and threats that may damage the hardware, software and the information. Major areas covered in cyber security are application security, information security, disaster recovery and network security. In the world of technology everything has gone digital. From ordering food to booking flights, everything can be done with use of internet. As the banking sector is evolving and going digital, security is the key concern for it. Understanding E-Banking Industry Recent government initiatives like ‘Digital India’, ‘Demonetization’, etc. have brought the boom in digital world. Large number of transactions and payments are made online, due to which more focus needs to be given to strengthening financial cyber security. Banking sector is extremely vulnerable to cyber frauds. This sector has seen various frauds and cyber attacks. The recent outbreak of global cyber attack, done by a malware known as ‘WannaCry ransomware’ locks access to user files and, in an on-screen message, demands a hefty payment in the virtual currency ‘Bitcoin’ in order to decrypt the files. The malware is being said to have a potential to hack ATMs and encrypt user details during online transactions. Such malicious viruses if not countered on time, can cause unimaginable loss to economies and fail the consumer’s trust in banking, especially online banking. Recent Steps by RBI to Curb Cyber Threats To ensure the safety and security, RBI and government come up with some security measures. RBI notified the framework for cyber security in banks to minimize the cyber frauds. The framework will enable bank to disallow the unauthorized access to networks and database, protection of customer’s data and cyber crisis management plan. In the digital world, attackers are finding their way to theft and damage the data. Government needs to adopt some measures to implement the strict security guidelines. “I dream of the digital india where cyber security becomes an integral part of our national security” – PM, Narendra Modi