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JCF is an independent credit consulting company that specializes in financial services and if needed we can help with the removal of inaccurate or negative information that cannot be verified by the credit bureaus. We also have extensive background in credit issues ranging from internal procedure of collection companies and the rights of consumers. We received our credit consulting training from one of the most respected credit consulting companies in the United States. Having hands on experience working for HSBC banking industry in the credit collection department. It really made me aware of how entities can care less for the clients. I to was haunted with Bad credit and was determined to make a difference in my life so I set GOALS and PERSEVERED to ACHIEVE them. Bad credit can really affect the value of your life…I chose this industry to help people get out of financial bondage. It is a blessing for me to see when my clients are succeeding and achieving their future goals, such as buying a home, a car, establishing credit cards, freeing themselves from financial bondage and making better financial choices. I also believe that putting God first in our business has helped our clients excel above all in getting many deletions.

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