Air conditioning companies in australiaงาน

I'm seeking a logo designer to craft a captivating symbol that represents brand recognition. This logo should encapsulate our core values: trust, reliability, stoicism, power, sisu, professionalism and quality. I have in mind color schemes that either pairs black and gold together or combines blue, gray and white. The ideal freelancer for this job would be experienced in branding and potentially marketing, with a sophisticated understanding of color psychology and simplicity. I'm aiming for a logo that not only distinguishes our brand but also resonates with our audience on a deeper level. Connect with me if you're ready to create a memorable design that conveys trust and quality. The company is a one stop financial marketplace for all business funding needs. ...

I'm in need of a skilled lead generation professional who can assist in generating qualified leads for my B2B SaaS product. The target audience for this campaign is small businesses and large corporations. Key Responsibilities: - Develop and execute a comprehensive lead generation strategy - Utilize a combination of channels, including email marketing, cold calling, and social media marketing. - Focus on quality over quantity - the goal is to generate qualified leads that are more likely to convert. Ideal Skills: - Ability to understand the nuances of small business and large corporation target audiences. + Must have strong in generating WARM leads through different channels. + Should be good at generating Warm leads + Email & Cold Call Marketing is very m...

I'm seeking a skilled, professional cold caller to assist with lead generation for my micro-finance business. Key Responsibilities: - Making outbound calls to enterprise-level companies - Generating qualified leads based on provided criteria Ideal Candidate: - Proven experience in cold calling and lead generation - Familiarity with the micro-finance industry - Excellent communication and negotiation skills - Ability to work effectively with minimal supervision - Persistence and resilience to handle rejections This project offers an exciting opportunity to contribute to the growth of my business. I'm looking for a dedicated professional who can deliver results and help expand our client base.

...Industry: Technology - Primary Goal: Lead Generation - Target Audience: Mid-sized companies The ideal candidate will possess: - Proven experience in lead generation, preferably within the technology industry - Excellent communication and negotiation skills - A strong understanding of the sales process - A good network of contacts within mid-sized companies (Business Development Executive) (with good track record) + Must have strong Sales Managerial Experience in any B2B SaaS company OR been as a Sales Partner. + Experience in dealing with B2B + USA / EU Markets + Must be interested in taking on new challenges. + Should have hands-on experience. + Only Freelancers are Allowed (No Agencies or No Companies) Fixed Price Project: $3000 /...

I require a skilled professional to deve...develop a machine learning model for predictive analytics revolving around weather data. The end objective is to accurately predict air quality. Main Responsibilities: - Development of a predictive analytics model using machine learning techniques - In-depth handling and processing of weather data Ideal Candidate: - Solid experience in Machine Learning, with a focus on predictive analytics - Proficient in handling and analyzing weather data - Skilled in integrating and adapting machine learning models into software applications - Previous experience in air quality analysis will be a plus Overall, the project focuses on leveraging weather data to foresee air quality conditions. Your train...

I'm seeking virtual assistants with an entry-level experience in recruitment to help with the hiring process. The primary task will involve recruiting suitable candidates for various roles within my organization. This includes: - Posting job advertisements on appropriate platforms - Screening resumes and profiles - Scheduling and conducting initial interviews - Maintaining and updating recruitment databases Job Description: Having a computer is mandatory Should have at least 1 year of Virtual Assistance experience + Social networks experience is important + Jobs website handling is beneficial+ Ready to work 100% remote / work from home + Flexible hours + 6 days a week + Full time + Good computer + Good Internet connection + Start Immediate + From any country ( In...

I'm in search of a proficient WeChat user who can help me integrate into student groups on WeChat, particularly those comprising Chinese students studying abroad. I'm keen on engaging with student groups across the globe, with a particular focus on the United States, the United Kingdom, and Australia. Ideal Skills and Experience: - Proficiency in WeChat with a good understanding of its group dynamics - Experience in community management on WeChat or other social platforms - A network of student group connections, especially Chinese students studying abroad - Familiarity with the academic world, particularly topics around masters and PhD studies Key Requirements: - Inclusion in student groups across various countries, with a focus on the Unit...

...Criteria: • Major hospitals and medical centers in both urban and suburban areas. • Hospitals with high patient volume and visitor traffic. 3. Product Range: • Shops that offer a variety of products including snacks, beverages, flowers, and health-related items. • Retailers that stock comfort items and convenience products for patients and visitors. By targeting independent pharmacies and hospital gift shops, Nurse Yard aims to tap into retail spaces that are frequented by individuals seeking health and wellness products. These locations provide an ideal market for Nurse Yard's compression socks, offering both convenience and accessibility to potential customers. Objectives: 1. Generate a total of 2,000 contacts with a minimum of 1,400 unique compani...

โปรดลงทะเบียน หรือเข้าสู่ระบบ เพื่อดูรายละเอียด

...of support needed in the first 2 weeks. Your tasks will include: - Translating rough sketches, photos, and concepts into polished slides based on our existing templates. - Creating engaging and professional slides which present concepts, diagrams, data and information in a clear manner. - Adhering to a professional and consistent English language, and company PPT template which will be supplied. - Maintaining a consistent quality and design aesthetic throughout all slides. You should be comfortable with an iterative approach because: 1) there will be frequent reviews as the slide deck develops from draft concept to a finalised deck. 2) feedback will be given after each review meeting, to enable the next improved iteration. Ideal freelancers should have: - Proficiency ...

...for my company's clients, particularly in the {Location}. This representative would be playing a crucial role in managing and expanding the client base in the local region. Key Responsibilities: - Hosting meetings and events: The representative will be responsible for organizing and overseeing client meetings and events. - Networking with potential clients: The representative should be adept at building relationships and expanding our business network in the region. - Assisting with language and cultural differences: Given the diverse range of languages and cultures in the area, the representative should be comfortable managing these differences and ensuring effective communication. Language Skills: - Fluent in English and the local lang...

Hi please help, very quick project making a VIN decoder. I need an expert to help me integrate a Zoho Creator form with rapidAPI.com. Here are the details: 1. I have a simple zoho ...the details: 1. I have a simple zoho creator form with following fields: Input fields: Rego State Output fields: Vehicle_Make Vehicle_Model Year_field Vehicle_Type 2. Field "Rego" should have dummy data "830IC3" Field "State" should have dummy data "QLD" By entering dummy data into input fields, I need script to fetch vehicle details from this API: API has free subscription. 3. I have made the attached Deluge script, but something is broke, it's not working. Can you please make a deluge script to pull data out of this API? Thank you

...of support needed in the first 2 weeks. Your tasks will include: - Translating rough sketches, photos, and concepts into polished slides based on our existing templates. - Creating engaging and professional slides which present concepts, diagrams, data and information in a clear manner. - Adhering to a professional and consistent English language, and company PPT template which will be supplied. - Maintaining a consistent quality and design aesthetic throughout all slides. You should be comfortable with an iterative approach because: 1) there will be frequent reviews as the slide deck develops from draft concept to a finalised deck. 2) feedback will be given after each review meeting, to enable the next improved iteration. Ideal freelancers should have: - Proficiency ...

โปรดลงทะเบียน หรือเข้าสู่ระบบ เพื่อดูรายละเอียด

...Google Slide for a conference presentation. The slide will feature logos of 63 companies. Here are the key details: - Logos Arrangement: I need the logos arranged in a random format on the slide. This should be done in an aesthetically pleasing manner that captures the viewer's attention. - Color Scheme: The slide should have a blank template as my conference theme doesn't require a specific color scheme. - Additional Elements: There is no need for additional elements on the slide. Ideal Candidates would have: - Proficiency in Google Slides and graphic design - Experience in creating visually attractive presentations - Attention to detail in logo placement and overall layout - Updated knowledge of design trends in the confere...

I need a Google Slide designed for a conference presentation. The slide should contain logos of 63 companies. The slide must be: - Minimalist and clean in design - The logos of the 63 companies should be included - There is no specific order the logos need to be arranged in Ideal skills for this project: - Proficient in Google Slides - Design experience, especially with minimalist and clean design styles - Attention to detail to ensure that all 63 company logos are included

I'm currently seeking a skilled graphic designer to create a traditional s... Ideal Skills: • Graphic Design • Logo Design • Typography Focus: We'd like to forego icons in the logo and focus solely on typography. We want the name "COMPANY" to take center stage, with a distinctive and memorable lettering design Experience: • Traditional logo designs for professional brands. Other topics: Typography Differential: We'd love for one of the letters in our name to have a distinctive touch, similar to other prominent companies in our sector. This could be through a modification in shape, style, or color of a specific letter. Time and Quality: While we're not in a hurry, we value quality and attention t...

As a thriving technology-focuse...and sales experience. This project revolves around two primary objectives: - Expand our Customer Base: The ideal candidate will strategize and implement methods to broaden our audience and draw in new consumers to our tech services and solutions. - Establish Partner Relations: Forming partnerships is a foundational part of our growth strategy. We are looking for an individual who can identify potential partner companies and implement plans to establish effective relationships. The perfect fit will live and breathe technology, understand the sector's nuances, and have a proven track record in propelling tech organizations to new heights. Your skills and experience will breathe new life into our business development efforts. C...

I'm looking for a Virtual Assistant to gr...grab leads, I’ll send material on how. It’s pretty simple. We'll specifically be targeting those who work in the nightlife industry and going down the research rabbit hole on Instagram. Ultimately I'm trying to sell high end social media services and night life people have access to a wealthy Rolodex so my goal is to gain a bunch of affiliates from this. Key Responsibilities: - Find mini partners (affiliates) in nightlife: vip hosts, promoters, club managers club partner companies, etc. - Inputing the above prospects info (names and emails) on a google excel sheet Skills and Experience: - Fast - Critical Thinker - Proficiency in using Instagram for business research - Experience in ...

I'm seeking a skilled graphic designer to create a unique, simple, and minimalistic logo. The central focus should be placed on t...minimalistic logo. The central focus should be placed on the symbol/icon, representing my technology-related business. - Type: Task demands the creation of an icon-based logo only. - Emotion/Message: Aiming for a message of simplicity and minimalism. - Industry: My venture is within the edu tech industry. Ideal applicants will have extensive experience in graphic design, particularly in creating minimalist, icon-based logotypes for tech companies. A solid understanding of symbolism, proportion, and minimalistic aesthetics is required for this project. Demonstrated ability to generate unique design concepts aligned with a brand...

I'm seeking a skilled graphic designer to create minimalist and modern product packaging. The primary goal of this project is to establish a strong brand identity through the packaging of our products. Key Requirements: working in line with Australia timeline and can execute work quickly, urgently project. The ideal candidate should have a keen eye for detail, a solid understanding of design principles, and a creative approach to problem-solving. Experience in the consumer goods industry or a similar field would be advantageous.

...analyst to provide a set of comparable listed companies for my generative AI business with a focus on investment decision-making. This analysis will be crucial for my strategic planning and decision-making process. Key Deliverables: - A list of technology companies that are comparable to my business - Detailed financial metrics for each company including EV/Revenue, P/E Ratio, Debt to Equity Ratio, and Gross Margin Ideal Candidate: - Experience in financial analysis, specifically with a focus on technology companies - Strong understanding of investment decision-making processes - Proficiency in evaluating and interpreting a range of financial metrics - Familiarity with generative AI businesses and the technology sector The analysis should be presen...

I'm in need of a fresh logo that captures the essence of my brand. The primary purpose of this logo is to serve as a representation of my brand identity. Key points to consider: - The desired style for the logo is modern and minimalistic. I want the design to be sleek and clean, avoiding any unnecessary complexity. - The logo will be predominantly used online, including websites and social media platforms. Therefore, it should be scalable and easily recognizable even in smaller sizes. Ideal skills and experience for this job: - Previous experience in designing modern and minimalistic logos is highly preferred. - A strong understanding of branding and the ability to translate brand identity into visual design. - Proficiency in graphic design software and ...

Looking for a VA who has a VPN and can connect to Australia and do searches through search egnine to find and record rankings. Need to start right away. I'm looking for a virtual assistant who can help me with various research tasks. Key Responsibilities: - Conducting internet research on a range of topics - Summarizing findings and presenting them in an organized manner - Compiling data into reports or documents Requirements: - Intermediate experience in using a VPN is a must - Strong proficiency in conducting online research - Excellent organizational and communication skills I prefer updates and progress to be communicated through email.

...lead generation specialist who can help me in my digital marketing business. The main goal of this project is to generate high-quality leads for my business. Key Requirements: - Familiarity and experience in the digital marketing sector - Proven track record of generating qualified leads - Strong understanding of B2B lead generation strategies Your main focus will be on lead quality, rather than quantity. We'll be particularly looking for leads from companies of specific sizes. These may range from small businesses to large corporations, but it would be crucial for us to only target and pursue leads from companies that match our ideal size specifications. If you have a knack for understanding the digital marketing landscape and you're confident...

I am in need of a designer who can create engaging profiles to promote our innovative construction management web application. The design elements I am looking for should be: - Bold and vibrant colors, which will help attract attention and present a modern, dynamic feel. - Clean and minimalistic layout that is easy to follow and presents the information in a clear way. - Eye-catching graphics that are relevant to the construction industry without being too cluttered. Our primary audience for these profiles will be construction companies, so the design should speak to them specifically. The profile design should highlight the web application's key features, specifically its Project management tools. These tools are the backbone of the application and what sets ...

I'm looking for an experienced sales assistant to support me in my automotive business based in Australia. The role will primarily focus on lead generation and customer follow-ups. Key Responsibilities: - Lead Generation: You will be responsible for identifying potential leads in the Australian automotive market. This involves researching and reaching out to prospective clients who could benefit from our products and services. - Customer Follow-ups: Maintaining relationships with existing customers is crucial for our business growth. You will need to follow up on leads, answer inquiries, and provide exceptional customer service to ensure customer satisfaction and retention. - You will need to speak fluent Australian and be able to make phone calls and send...

I'm in need of a unique patch design that represents our squadron/unit with emphasis on the Black Widow Spider. This design should be created with the following considerations: - Representing squadron/unit: The patch should be a symbol of our identity and cohesion. - Iconic Symbol: A Black Widow Spider and Tasmanian devil needs to be the central element of our emblem, We would like a circular Patch with spider legs grabbing the patch from behind with the shape of Singapore and Australia sharing half the centre of the emblem, with a Tasmanian devil wearing retro flight googles crossing over from Australia to Singapore

Create your own name and logo! I'm in need of a name and logo for my new fast food restaurant. We need the restaurant name and logo to reflect a small amount of Japanese culture but not too much. The restaurant will be modern and bright on the inside and we need name ideas to suit a modern fast food style restaurant and a logo to go with it. The restaurant will be opened in Australia. Please keep this in mind. Specifics: - Colour Preferences: I'm envisioning a combination of red, black, orange, and yellow. - Text and Icon: I prefer a logo that is a combination of both text and icon. The design should be unique and memorable, reflecting the essence of a modern, casual, and friendly fast food joint. Ideal Skills: - Graphic Design: Experience in...

I need a skilled developer to help me collect data from v...from various websites to find a competitive edge. Key Requirements: - Prior experience in web data scraping - Ability to scrape data in real-time to ensure the information is up-to-date - Understanding of data analysis and how to interpret the results - Familiarity with competitive research The data collected will be used to inform my business strategies, so it's crucial that it is collected accurately and efficiently. Although not the immediate priority, I'm also interested in exploring the possibility of creating a discord bot and potentially web design in the future. A developer with experience in these areas would be preferred, though not essential. The developer must be locat...

VeriCO2 is looking for a talented developer to assist in populating our global scope 1, 2, and 3 emissions database through web scraping and data moderation. The selected developer will be responsible for scraping emissions data from global listed companies, implementing a moderation system, and enhancing our current offering by providing a database of published emissions data for ASX companies. Responsibilities: 1. Web Scraping - Web scrape scope 1, 2, and 3 data points from global listed companies to populate the VeriCO2 emissions database initially. - Develop scripts or tools to automate the web scraping process and ensure efficient data collection. 2. Data Moderation - Implement a moderation check to review and update data points based on user feedback and...

...scope 1, 2, and 3 emissions database as part of our automated quantification of scope 3 emissions project. The selected developer will be responsible for setting up the database, developing a user contribution system, and implementing security measures to ensure data integrity. Responsibilities: 1. Database Setup - Set up a database to store scope 1, 2, and 3 emissions data for global listed companies. 2. User Contribution System - Develop a system for users to contribute data via LinkedIn by signing up and providing their company's scope 1, 2, and/or 3 emissions. - Implement a security check to ensure the user's email domain matches the company name and send a verification email. - Allow users to download scope 1, 2, or 3 information about any company one at...

Looking for a logo for a national events business: Capacity Crowd Events We run room-filling events for venues across Australia. The design should be friendly and professional. We use purple as our main colour palette.

I'm on the hunt for an individual adept in coordinating and managing our data analytics platform, BestAgent, in the AWS Marketplace. BestAgent is an advanced modular integrative predictive Ai data analytics platform that lessen legacy losses given default during repossesion, mortgagee-in-possession and foreclosure sale of residential real estate. BestAgent reduces claims, improves and optimizes residential real estate sales transactions for: Lenders Mortgage Insurance Providers (Australia) Private Mortgage Insurance Providers (North America, UK and Europe) Banks and their Arrears, Recovery, Collections and Hardship departments Your tasks will revolve around: - Managing and optimizing the Product Listings of our platform. - Initial customer inquiries ...

Description: Seeking a freelancer to find and verify the contact information (email and mobile number) of specific job titles at a list of companies. We will provide the list of companies and if possible the name of the person we would like to speak with, just need for you to track down the email address and phone number. Responsibilities: • Research and identify the correct person in each company based on the provided job titles. • Find and verify the email and mobile number of the identified person. Requirements: • Strong research skills and attention to detail. • Proficiency in using online tools and databases for contact information search. • Excellent communication skills. • Strong web scraping/crawling skills. Need to under...

...You'll be in charge of my Facebook and Instagram accounts, posting engaging content, responding to messages and comments, and growing our follower base. - Content Creation: I need high-quality content that resonates with middle-aged adults, business people, companies, distributors, resellers, and freelance salespeople. This content should encourage engagement and sharing within these target demographics. - Graphic Creation: You'll also be responsible for creating visuals that accompany our posts. - Paid Ads Experience: I need someone who has experience in managing Facebook and Instagram paid ads, and can use these platforms effectively to reach our target audience. The ideal candidate for this role will have a strong background in social media...

...Adventure Boat Company, and we are in the process of a rebrand, including a full website rebuild. This will be completed next week and we would like begin an extensive social media advertising campaign to drive traffic to the website, build brand awareness around The Adventure Boat Company and our core brands, and generate leads. You will need to have extensive experience in advertising strategy and management. We expect strategic A/B testing, well structured retargeting and extensive reporting on results. We will require a list of companies that you are currently managing social advertising for, and your current total monthly spend for all clients. We are only interested in working with someone who is highly skilled with a proven track record. Current cli...

Name to incorporate in the logo - Dusty Slate Consulting Slogan to incorporate in the logo - Let us help you clear your slate. Description of the organization and its target audience: Dusty Slate Consulting is a consulting firm that specializes in, Prototype Development, Secure software concepts. Business process optimizations, Security Analysis, penetration testing, and custom application development. We also specialize in systems integration and robotic process automation. If you have an idea that you cannot get made, we can make it happen. My target audience are companies that have ideas but lack the inventive resources to make the ideas happen, as well as small time inventors that need a leg up in getting a prototype built, or help gettin...

I need a logo for my new business, IT Pros 365. It's a company that offers IT managed serv...professionalism, trustworthiness, and expertise. The design should be clear, simple, and memorable, while also conveying a sense of security and reliability. It should be suitable for various uses - online, printed materials, and more. The skills and experience I'm looking for in a designer: - Proven experience in creating logos for IT companies or businesses with a similar focus - Understanding of the IT industry and managed services - Ability to translate complex concepts into visually appealing and understandable design - Proficiency in design software and techniques I'm open to your creative ideas and suggestions, but the final logo should be aligne...

...to make navigation and interaction as intuitive and user-friendly as possible for such HNIs. **Multi-Platform Design:** The user interface should be consistent and optimized for both mobile (iOS, Android) and web platforms. Experience in responsive design is a must. For the phase 1, below are the requirements: $$ The application caters to investors / high net worth individuals, who want to invest in startups. Below 3 screens are expected: 1. On the homepage, there will be listing of startups that users can see. Startups can be new or old companies who want to raise money/funds. The listing will be visually appealing with highlights of what is most attractive about the company. 2. On the top there will be buttons for login/signup etc. On clicking the sign up...

I work for an airline in Northern Canada. We're a bit different from your typical airline, primarily because of the work we do and where we live. Think rugged, outdoors, nature, tough, heritage, quality and pride in our aircraft and the work we do. I'm about to launch an e-commerce store that'll sell custom/bespoke/high-quality merchandise. Primarily apparel (shirts, sweaters, toques and hats) and some other souvenirs such as patches, stickers, tumbler/mugs and travel bags. This store will launch in late June, early July. On top of the e-commerce store, I have two physical locations/air terminals where I want to setup small stores/kiosks. I'm looking to work with someone that can graphically design this space. I'd like someone wi...

...interior design companies in a particular city. Below are the specific requirements: - Contact Details: For each company, I require their phone number, email address, and website URL. It's crucial that these details are up-to-date and accurate. - Organization: The list should be arranged by the companies' years of experience. This is a primary factor for my research. - Photos & Videos: Should also collate few photos and videos of the projects/designs the company has completed - Verification: While I do need the list organized by experience, I do not require formal verification of the companies' years of experience. However, I need the freelancer to ensure that the companies are legitimate and their self-claimed experience is plausib...

I'm in need of a database designed to organaize companies for Italian regions the data are not well organized, there are 927 companies with different address and region and they need to be divided by north west, north , north east etc - - Customer Information Management: The database should be structured in such a way that it allows categorizing companies according to their respective regions. Ideal freelancers for this job should possess robust skills in database design and management. A keen understanding of categorizing/mapping data based on geographical regions will be considered a huge advantage. Efficient, accurate, and secure data manipulation and storage is essential for this project.

Description: We are seeking a detail-oriented and diligent Email Address Collection Specialist to assist us in compiling a comprehensive list of email addresses for approximately 1000 private investing companies. Your task will involve finding the names, surnames, and email addresses of Directors of Investment. Alternatively, the contacts could also be Investment Managers, Investment Analysts, CEOs, or similar roles at these companies. The collected data must include a backup email (for the same person or for a backup person). Responsibilities: • Research and identify the names and surnames of key contacts (Director of Investment, or similar roles) at approximately 1000 private investing companies. • Collect accurate email addresses for these contacts...

I require the services of an experienced mechanical engineer with specialization in HVAC systems. Key Tasks: - Analyze and enhance the air conditioning system in a commercial space. - Implement ventilation solutions in a medium-sized building. Skills & Experience: - Proven track record in HVAC engineering is a must. - Experience with commercial cooling requirements. - Proficiency in designing and implementing ventilation systems for medium-sized buildings. Looking forward to your bids!

...candidate will be from North America (Canada, USA, or Mexico), but may also be from Australia, South Africa, New Zealand, or the U.K. If you sound similar to Gwen Stafani (D3-B6 Mezzo soprano) this may be your chance at fame! A Reggae Fusion artist signed to our client's Record Label is looking for a female Singer (Vocalist) to add vocals to a very No-Doubt-esk sounding horn-driven Reggae Pop song, which will be distributed through Sony Music with a substantial marketing budget. Requirements: You MUST have the ability to record on your own. Either with a home (bedroom) studio or the ability to rent out a studio. You will be providing us with unedited 48KHz 32-bit WAV stems in raw format (at least 4 files in total). You will be required to layer/over-dub your...

I need leads within a 10 mile radius of my postcode (L11 9DH) for the email addresses of all businesses / companies with over 5 employees if someone is good in this send me proposal

Hello I need logo for my company named "NADMUCHAMY" It means "we will inflate" or "Let's inflate", it means "blowing air" too, so logo can have some air/blowing elements. Company works on balloon art / balloon decorations. We create balloons for every possible occasion like weddings, birthday parties for kids and for elders, etc so logo must be neutral. I will delete/hide any logo created with ai websites or website etc

** READ CAREFULLY ** This contest is to find a NAME and a LOGO for a new company. The company is a Holding of several other companies. The owner's name is Logarzo so the company name and logo can include it, but please be creative if you have in mind another company name and logo without Logarzo in it, is more than welcomed.

I am seeking a skilled professional to assist me in integrating a Visanet QR code and payment link into my US dollars foreign account system. The primary purpose of this is to accept payments online in US dollars from business clients in US dollars in my foreign business account in Australia The project would include: - Setting up a Visanet QR code and payment link for US dollar transactions - Ensuring the system is seamless and secure for online payments - Ensuring the system is user-friendly and accessible for my business clients The ideal candidate will have: - Proven experience in Visanet QR code and payment link integration - Proficiency in online payment systems - A strong understanding of the requirements for onlin...